“Equity ” is the difference between the current value of your house and any outstanding mortgage you may have on it. Equity Release is a term given to various methods of unlocking this equity for you to use for whatever legal purpose you want .

Download your free equity release brochure here.

If you are a homeowner with little or preferably no mortgage and you and any spouse/partner are over 55 the Equity Release Centre can help you find Equity Release schemes that can turn some of this equity into cash without any monthly repayments.  

Should you or your spouse/partner be under 55, don't worry, we may still be able to help you with a remortgage or interest only mortgage.

With average house prices having increased considerably in recent times, coupled with increasing costs of living and life expectances and changes in family expectations, its not surprising that more and more people* are finding that Equity Release schemes can improve their lives by:

• Improving their Income
• Paying off debts
• Reducing Inheritance Tax liabilities
• Fulfilling life-long ambitions
• Helping children/ grandchildren with a deposit for a house.
• Making home improvements etc.

Whilst at the same time being comforted by the knowledge that they can continue to live in their own home for as long as they want to.

*In 2007 SHIP members lent a record £1.21 billion, up from £851 million in 2002, an increase of 42%. (Source: SHIP Feb 2008 and June 2003).

If you would like to find out more about how we could help you find the extra income, lump sum or even both, that would make a big difference to your life, then please complete our online enquiry form and we will call you back as soon as possible.

Why choose the Equity Release Centre

With the growth of the internet, you may well be thinking that all you need to do is to read as much free information as possible and find the cheapest interest rate as possible and that therefore why use an independent.?

Well we believe Equity Release is an important decision and one , which will have a lifelong effect . No one scheme is the same and finding the right scheme not only for your immediate need s but which also takes into account possible future needs requires a considerable degree of technical knowledge not only of the plan details themselves but also of other factors such as the effect they can have on Social Security benefits. This is a view taken by the Financial Service Authority themselves, as they now deem equity release to be a specialist field of financial planning and require advisers specialising in equit y release to have appropriate qualifications.

In short we feel we can help you and your family by:

	Providing you with this specialist knowledge and skills
	Saving you time and your beneficiaries money
	Being authorised to arrange such deals for you
	Unlike some other specialists, we believe in offering you a free no obligation home visit
	Being Independent we offer impartial advice

Probably as a result of all of these factors , we have many happy clients who have taken the trouble to write to us to express their thanks for the time and trouble we took in helping them improve their lives. One such typical response was from Mrs M of Northamptonshire who wrote :

“ I would like to thank you again for the wonderful service you gave and the trouble you took to explain everything fully to me.   Financial matters have always been a mystery to me but this time, thanks to your explanations, it was very clear.   I will, most certainly, recommend your company to any friends who may be thinking of taking the Equity Release step.”

So if you would like to get impartial advice or would now like to arrange a home visit, please go to the Equity Release Enquiry Form, complete it as fully as possible and then submit it to us. We will then call you back as soon as possible.

“Equity release” includes home reversions plans and lifetime mortgages. To understand the features and risks ask for a personalised illustration.