Introducing The Equity Release Centre

The Equity Release Centre has been offering personal, independent, advice on equity release for over 8 years, and our Principal Keith Hargraves has been a respected equity adviser for more than 10 years.  Over the years we have helped many hundreds of clients improve their lives via equity release and many have gone on to recommend us to their friends and family.

We are based in Reading but offer a nationwide service.

Why use us?

When considering a life long plan such as equity release, we feel it is important that you get independent advice from an established expert who you can trust to provide you with impartial advice on all methods of equity release including interest only mortgages for the retired and not just roll up lifetime mortgages or home reversion plans and who will consider plans from all available providers rather than just one or two.

We like to feel the following are just a few of the reasons why so many people over the years have asked us to advise them :

• We offer interest only mortgages as well as specialist equity release schemes. - This allows those who can afford to, (even if retired) the opportunity to apply for an ordinary mortgage and make monthly repayments to avoid the debt building up (lifetime roll up mortgages) or having to sell a percentage of their property (Home Reversion Plans). 
• We offer you a free no obligation, home consultations - The Financial Services Authority recommends that those considering equity release should talk to a specialist adviser who really understands equity release. We go even further and suggest that you should only enter into an equity release scheme after having had the opportunity to discuss it face to face rather than just over the phone. Thats why we offer all our clients a free, no obligation initial consultation throughout England or Wales so that we both can assess the suitability of equity release.
• We promise to always act in your best interest and tell you if we feel equity release is not suitable for you.
• We can offer you ongoing professional financial planning for the rest of your life  -  Unlike others who only offer advice on equity release, being part of Advice on Money (an IFA dedicated to the needs of the retired), we are on hand at all times to offer you any further advice you may feel necessary during your retirement including;  Helping you get the best pension (Open Market Option);  Helping you generate more income from your investments and should you or your parents need it advice on Long Term Care.
• We will provide you with a written report which will record clearly all our research and explain why we have made our recommendations.
• Industry Recognised Service - Our impartiality and service is also recognised by many IFA's and mortgage advisers who have chosen us to provide their clients with the very best equity release advice.

"Equity release" includes home reversions plans and lifetime mortgages. To understand the features and risks ask for a personalised illustration.

More about our Principal

Keith Hargraves
B.A. Hons, DipPFS, CeMap,
Principal

I have been a financial adviser for over 27 years but now specialise in advising on equity release and long term care. 

Nothing gives me greater satisfaction than overcoming peoples misconceptions about equity release and seeing how equity release can improve their retirement.

Further information and advice

Now what would you like to know more about?

Clicking on any of the following links will allow you to find out more about key information on releasing equity from your home.

Drawdown Lifetime Mortgages | Fixed Repayment Lifetime Mortgages | Roll Up Lifetime Mortgages | Home Reversion Plans | How to book an appointment