Equity Release Advice

Impartial equity release advice - why is it so important?

Once you have decided to proceed with equity release, we believe it is vital that you seek impartial equity release advice before proceeding because:

• Equity release is usually a lifelong commitment and with so many different types of equity release schemes to chose from, selecting the right one requires a thorough understanding of how each differs from the others.
• Equity release can affect your entitlement to means tested State benefits and grants and requires a good understanding of such benefits to avoid it having a potential detrimental effect on your current entitlement or ability to claim in the future.
• As with all products the interest rate offered under lifetime mortgages or percentages of home ownership given up in the case of home reversion plans varies considerably and the effect of choosing the wrong one could cost you or your children dear.
• No two lenders have the same criteria.  Should you have an unusual property or personal circumstances, impartial equity release advice may be essential  just to find a lender willing to accept you.
• Most equity release providers do not make their schemes directly available to the public and any who do, normally offer the same deal at a better rate to specialist equity release advisers like us simply because by receiving applications from specialist equity release advisers they do not have to bear the cost of employing qualified staff to try and advise you.

Equity release advice through The Equity Release Centre

We are impartial financial advisers who have been specialising in providing impartial equity release advice for over 8 years and our Principal Keith Hargraves has been offering specialist equity release advice for over 10 years.

Unlike some other telephone based operations, we firmly believe in offering our clients, personal face to face advice, starting with a free no obligation home consultation to answer all their questions, establish whether equity release is right for them, and if not, to try and help them find other alternative ways of improving their financial future.

During our free consultation, we will explain how all equity release schemes work, and whether we feel they are right for you. If you want us to proceed we will go away and research schemes from the whole of the equity release market before arranging a second meeting to present our research and explain our advice and why we would recommend any particular scheme.

You can be assured that your adviser will be fully qualified and experienced and share a commitment to provide you with the very best impartial equity release advice and service possible, but don't just take our word for it, take a look at what just some of our recent clients have said about the advice and service they received when taking out equity release through us, testimonials.

How to obtain equity release advice

We offer a national service, so if you would like to receive professional, impartial equity release advice, wherever you live, please complete our online equity release enquiry form and a trained consultant will call you back as soon as possible to check your properties eligibility and to discuss a convenient appointment.  Alternatively please call us on FREEPHONE 0800 970 4883.

We can assure you that your call will always be treated in the strictest confidence and be dealt with in a friendly, efficient manner at all times.

"Equity release" includes home reversion plans and lifetime mortgages. To understand the features and risks ask for a personalised illustration.