For all too many people, retirement can be a struggle, or at least not the time for enjoying yourselves that we all dreamt about whilst working. At worst, perhaps because you are now on your own it can even be a time where you find, for the first time in your life, struggling with paying the bills, or even having minor health issues which limit your enjoyment.

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This needn’t be the case however. Equity Release by enabling you to release equity from your home, can change all of this by helping you clear debts, improve your standard of living or even pay for life improving private operations, with most types of equity release not even requiring you to make any monthly repayments.

Over the years not only have you seen your home increase in value, possibly many times, but undoubtedly you will have enjoyed many happy moments in it. Not surprisingly, many people like you want to remain living in what they and their family know as “home”. This is the real attraction of equity release, nothing changes in where you live but the money released can improve the way you live.

Indeed, providing you have no mortgage or only a small one, equity release can give you the money to make lifestyle choices, e.g:-

• Buying a new car compared to maintaining your existing one.
• Living comfortably compared to worrying about how to meet the bills.
• Enabling you to pay for an operation when you want compared to having to wait.
• Giving you the money to make a living inheritance to help family now compared to later

All equity release products involve borrowing against, or selling all or part of your home, and may work out more expensive in the long term than downsizing to a smaller property, and may affect your entitlement to State benefits and grants. There may be more suitable methods of raising the funds you need.

Whatever you want to use the money for, you can be assured that by being Independent specialists The equityRelease Centre will help you consider alternative means of raising money and find the most appropriate way of releasing equity for you.

Now take a look at the different types of equity release that are available to you.

“Equity release” includes home reversions plans and lifetime mortgages. To understand the features and risks ask for a personalised illustration.