Cheaper mortgages are available but do you have the time and knowledge to search for them and then compare them with your existing mortgage? The equityRelease Centre can provide you with independent advice on cheaper mortgages. |
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With the number of mortgage schemes on offer at any instant in time, running into several 1,000’s and with rates constantly changing, it is impossible for busy people like you to check how competitive your mortgage really is. That’s why you, like many others, may now be paying more than you need for your mortgage.
Whether you are looking to reduce your mortgage repayments because of increasing interest rates, reduced earnings, or a desire to borrow more money – perhaps to pay for weddings, private education or home improvements, or simple financial prudence, you will appreciate keeping the amount that you pay on your mortgage to the minimum.
Remortgaging (simply transferring your existing mortgage to another lender with or without additional borrowing) is now so easy, with many lenders offering:
- Free legal fees
- Free Survey fees
- No or only small arrangement fees
This, together with The equityRelease Centre being able to offer recommendations via the internet or post, or personal consultations at times that suit you, there is now no need to put up with paying too much - let us find you a cheaper mortgage.
So if you would like to be different and save pounds on your mortgage then simply complete our mortgage enquiry form and a highly trained professional adviser, who has access to the very latest rates on approximately 5,000 different schemes, will call you back to discuss your requirements in person.
Alternatively please feel free to phone The equityRelease Centre on 0118 957 2677 or click through to our Equity Release Centre home page and follow the links from there.
You will always receive courteous service in the strictest confidence from highly trained staff who all value your custom. Your business will be dealt with in a friendly, efficient and personal manner at all times.
Statutory Warning
Your home may be repossessed if you do not keep up repayments on your mortgage. The FSA does not regulate some forms of mortgage.
For those under 55 who are just looking to get a cheaper mortgage, for researching and arranging the best scheme for you, we will make a charge. This can be paid by you either as a fee, usually 0.5% of the loan payable on application to the lender, but subject to a minimum of £500 and any commission we receive from the lender will be refunded to you, or a combination of fee and commission, so that the total remuneration received would not be less than £500. We would retain any commission received from the lender towards this fee. Where the commission received is less than £500 you would pay a fee for the balance on completion. To ensure impartiality of advice, if you are over 55 and want or decide to consider a mortgage as opposed to a specialist equity release scheme as a way of releasing equity, we will make our usual Equity Release charge. This can be paid either by you as a fee, usually 2.25% charged on completion with any commission received from the lender refunded to you, or a combination of fee and commission, usually 1.25% fee charged on completion and 1% commission received from the provider, both subject to a minimum total remuneration of £1,250.
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