Protected Equity Release from the equityRelease Centre

In either situation you may have already decided that equity release could represent a solution but you may be concerned about future house price increases, and therefore how much of your home's value would still be available for your own future care or inherited by your family when the property is sold. If this is the case there is now a solution:

Protected Lifetime Equity Release

Providing you, or in joint cases, both of you are over 60 you can now release a percentage of your home's value (based on age) to enjoy now and protect up to 50% of the future market value of your home which will be returned on sale of the property!

This scheme overcomes any concern you may have had about using up all of the equity in your property.

This guarantee, available on lifetime mortgage schemes, provides (up to 50%) - the same guarantee available under a 50% reversion scheme but overcomes some of the Reversion scheme’s drawbacks:

• You do not sell the property’s legal ownership, leaving you or your family free to obtain the best possible sale price and therefore inheritance.
• Available at the younger age of 60 as opposed to 65 under most Reversion schemes.
  

Protected Equity Release

This scheme available from a SHIP member has the same characteristics as all lifetime mortgage schemes, including the standard no negative equity guarantee but allows you to:

• Choose to protect anything from 10 - 50% of your home's future market value;
• Release a percentage of the remaining balance to enjoy as a cash sum now;
• Offers a fixed rate for life – avoiding any concerns about interest rates increasing and the debt therefore increasing.

So if you would like to find more about how this exciting new scheme can help improve your life and your children’s future complete our enquiry form and one of our experienced and fully qualified staff will call you back as soon as possible.