Safe Home Income Plans (SHIP) from The equityRelease Centre

Safe Home Income Plans or SHIP for short is a voluntary trade organisation established in 1991 dedicated entirely to the protection of equity release plan holders and promotion of safe home income and equity release plans. All participating equity release companies:

• Ensure that you or the last plan holder retains the right to live in the property for as long as you wish.
• Grant the right for you to move to suitable alternative without penalty (although a partial repayment may be required just to keep the loan in proportion to any cheaper home).
•  Insist that you appoint your own Solicitor who must certify that they have explained to you all of the conditions of the loan before the provider will release any money.
• Guarantee that you cannot loose your home - whatever happens to the stock market or interest rates.
• Offer a no-negative equity guarantee.

SHIP also provides a formal procedure for handling complaints.

If you would like further advice please complete our equity release enquiry form and we will call you back shortly. Alternatively please feel free to phone us on 0118 958 8810 or click through to our Equity Release Centre home page and follow the links from there.

You will always receive courteous service in the strictest confidence from highly trained staff who all value your custom. Your business will be dealt with in a friendly, efficient and personal manner at all times.

"Equity release" includes home reversions plans and lifetime mortgages. To understand the features and risks ask for a personalised illustration.