EQUITY RELEASE EXPLAINED
Equity Release means being able to realize some of your home’s value – without selling or moving. The money you realise from by any equity release scheme can be either received in one single payment or in a series of payments but either way the money received is tax – free and can be used for any legal purpose.
The amount you can release is based on the youngest homeowners age, your property type and value.
See just how much you might be able to release by trying our free equity release calculator
EQUITY RELEASE SCHEMES
“Equity release scheme” is generic term used to describe a number of different ways in which homeowners, aged 55+, can release some of their home ‘s equity without needing to move, or affecting their right to remaining living there. These include Roll Up Lump sum equity release schemes, interest only equity release schemes, drawdown lifetime mortgages, and retirement mortgages.
SAFELY RELEASE EQUITY FROM YOUR HOME
Your home will, for many, be your biggest asset and the all- important roof over your head, so we appreciate that you may be a little apprehensive about considering equity release.
That’s why you will be pleased to know that that we have been helping clients safely release equity from their homes since 2002 and are Equity Release Council adviser members and therefore comply strictly with The Equity Release Council and SHIP standards for advice. As a result we will only ever recommend an equity release scheme if we feel it is in your best interest, or if there are better alternatives, we will always recommend you consider these first.
Finally, we only ever recommend equity release schemes which meet SHIP (Safe Home Income Plan) exacting safeguards.
Find out if equity release is right for you.
Why Choose Us?
We feel that when considering releasing equity from your home, you will want to know that you will be in safe and experienced hands and receive specialist advice.
So you will be pleased to know:-
We were established in 2002 and have since help hundreds of families to improve their retirement.
We are specialists in equity release schemes for luxury/high value properties and holiday homes.
We don’t pay for expensive t.v. advertising, preferring instead to keep our advice fees as low as possible, so you keep more of the money released whilst still offering you the same high quality advice through personal home visits – not simply over the phone
We then act as your personal equity release broker, researching the very best scheme from ALL those approved by the Equity Release Council.
Service for Life. Our service doesn’t stop at finding you the very best scheme currently available. We will periodically contact you to check your circumstances haven’t changed and invite you to ask us to conduct a review of your plans ongoing competitiveness
EQUITY RELEASE ADVICE
With an increasing number of equity release providers offering an ever expanding range of equity release schemes its vital that you obtain specialist and whole-of-market equity release advice.
Obtaining whole-of market equity release advice, not only makes sense and helps you ensure you get the best possible scheme, but all lenders who are Equity Release Council members requires you to receive equity release advice from suitably qualified specialists such as ourselves.
Getting qualified financial advice on equity release couldn’t be easier:
With being experienced specialist equity release advisers, whether you are seeking to release equity form your main residences or wanting a landlord equity release scheme we are able to advise and arrange a scheme for you.
Through our strategically located offices based in Grantham and Reading we are able to offer you highly quality and friendly whole-of-market equity release advice throughout England and Wales, but are particularly well situated to offer equity release advice in Lincolnshire, Nottinghamshire, Leicestershire, Reading , Berkshire, Hampshire and Oxford and London. So no matter where you live if you would prefer to receive very professional and friendly personal advice why not arrange your free no obligation initial home consultation today.
We research and recommend the best plan for you from all of the following major equity release providers